Chefs’ Toys Partners with Credit Key to Provide Flexible Financing for Foodservice Operators
Chefs’ Toys, California’s leading restaurant equipment and supplies retailer, has announced a new partnership with Credit Key, a business financing solution that helps restaurants and foodservice operators purchase the equipment they need today and pay over time.
The partnership brings a financing option tailored specifically for small and mid-sized businesses. By offering fast approvals, clear terms, and flexible monthly payments, Credit Key makes it easier for restaurants to invest in the tools that keep their kitchens running smoothly.
Why This Matters for Restaurants
Operating a restaurant means constantly balancing priorities such as staffing, payroll, rent, utilities, and rising ingredient costs. Upgrading a fryer, purchasing additional refrigeration, or expanding prep equipment is often necessary but can stretch budgets thin. Credit Key helps remove those barriers.
With this new option, foodservice operators can:
- Keep Cash Flow Steady – Free up working capital for payroll, rent, and day-to-day expenses while still making critical equipment purchases.
- Invest Without Delay – Make bigger purchases possible without waiting for budget cycles or tying up credit lines.
- Plan for Busy Seasons – Stock up before the holidays, school year, or event season without taking a financial hit all at once.
- Stay Flexible – Enjoy transparent terms, no hidden fees, and no penalty for early payoff.
How It Works
Applying is simple:
- At checkout, whether in-store at any Chefs’ Toys location or online at chefstoys.com, customers can select Credit Key as a payment option.
- Most financing decisions are made in minutes.
- Approved businesses can spread payments across manageable monthly installments.
- Once approved, future purchases are even faster, simplifying repeat orders or expansions.
Executive Perspectives
"Restaurants and foodservice operators are under constant pressure to manage costs while still keeping their kitchens running at peak performance. By partnering with Chefs’ Toys, we’re making it easier for operators to access the equipment, supplies, and inventory they need, when they need it, without straining cash flow,” said John Tomich, CEO of Credit Key. “Together, we’re helping businesses invest in their future."
A Real-World Example
Consider a family-owned Italian restaurant preparing for the busy holiday season. Their existing fryer was slowing down service during peak hours, and replacing it immediately was critical to keep up with customer demand. With Credit Key, they were able to purchase a new fryer at Chefs’ Toys without pulling funds from payroll or holiday marketing efforts. Instead of one large upfront payment, the cost was spread into predictable monthly installments. The result: faster ticket times, higher table turnover, and the ability to head into the season confident that their kitchen could handle the rush.
With Credit Key financing now available at Chefs’ Toys, upgrading your kitchen has never been easier. Whether you need to replace equipment quickly or plan ahead for a busy season, you can get what you need today and pay over time on terms that work for your business.
